Consumer Credit Act Training Courses
All courses attract Law Society and ILEX CPD credits.
For further information on any of these courses or, if you require training to meet your specific requirements, please contact us.
The following courses are designed to meet the needs of Consumer Credit Industry Professionals, Solicitors and other Legal Practitioners and will prove invaluable to people at all levels within the Consumer Credit Industry:
Guide to Consumer Credit Law and Practice
This course can be adapted to serve as an introduction to Consumer Credit Law or, alternatively, as an intermediate course when the requirement is for more than just a general guide to the law. It can be tailored to meet specific requirements and include a review of Consumer Credit Regulations in relation to Agreements, Early Settlement etc. The course always deals with the most common statutory duties and obligations imposed on all Consumer Credit Businesses.
The Consumer Credit Act 2006 - a practical guide
The course aims to assist Legal Practitioners and businesses to meet the 'challenge' of the new Consumer Credit regime by providing a comprehensive practical review of the provisions of the Act together with an examination of the effects and administrative burdens on business.
The Consumer Credit Act 2006 and the Unfair Relationships Provisions
The course aims to assist advisors and businesses to meet the 'challenge' of the controversial new concept of 'Unfair Relationships' between Creditors and Debtors by providing a review of the provisions of the Consumer Credit Act 2006 and an in-depth analysis of the 'Unfair Relationships' provisions, which includes:
- The policy intention behind the 'Unfair Relationships' provisions
- An in-depth review and analysis of the 'Unfair Relationships' tests
- The impact those provisions may have on business
- The possible safeguards for Creditors to avoid 'Unfair Relationships' and to protect against loss
The Consumer Credit Act 2006 and the new Consumer Credit Jurisdiction under the Financial Ombudsman Service (FOS)
FOS APPROVED COURSE
This course provides a concise review of the provisions of the Consumer Credit Act 2006 and includes:
- An overview of the history and role of FOS
- Its complaint handling process
- Its historical outcomes of resolved cases
- An in-depth review of the new Consumer Credit Rules
The Consumer Credit Act 2006 and the new Exemptions and the Post-contract transparency Regulations
The course provides a concise review of the provisions of the Consumer Credit Act 2006 and includes a detailed review of the statutory obligations and duties in relation to:
- High net worth and Business exemptions
- Post-contract transparency regulations
- Periodic statements
- Notices of sums in arrears
- Notices of default sums
- Notices of interest payable on judgement debts
Motor Finance Law and Practice
This course is specific to those Legal Practitioners and Businesses working within the specialist area of Motor Finance. Subject matter includes:
- Choice of Agreement
- Bills of Sale
- Enforceability of Agreements
- Default, Termination and Enforcement
- Judicial Control (Orders of the Court)
- Breach of Contract & Defective Goods
- Liens
- Loss of Title under buyers and sellers in possession, and under PIII, s27 of the Hire-Purchase Act 1964
Default and Litigation
The course aims to explain, in plain and intelligible language, the 'pre-action protocols' and the legal processes required under The Consumer Credit Act 1974 (as amended) and the Civil Procedure Rules in relation to Consumer Credit customer default and consequential litigation.
Subject matter includes:
- 'Pre-action protocols'
- The need for a Default Notice
- The court’s special powers under the Consumer Credit Act 1974 (as amended)
- Judicial Control (Orders of the Court)
- General procedure in the County Court
- Methods of Enforcement